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Meet The Team...

Leadership Team

Our mission is to provide our investors with sound investment advice, drawing on the strength of our experience and knowledge while keeping abreast of the latest financial sector developments.


Tom Berry

Growing up in Appalachia, Tom always knew he wanted to be a businessman. To him, it seemed like the only way to escape the generational poverty he saw all around him. Son of a coal miner, he did not attend college but instead chose to work his way up the corporate ladder in sales and management. Before long he realized he had developed a strong resume as a turnaround manager with a unique talent for turning struggling companies, stores, or departments into profitable enterprises.

After several of these positions, he had acquired the skills and knowledge to start his own financial services firm. Accumulating 18 state and federal licenses and admissions covering life and health insurance, property and casualty insurance, mortgages, and securities sales, Tom and his wife built a business by helping families plan and implement efficient investment strategies that enabled them to reach their financial goals.

In 2006, Tom and his wife moved their family and business from their small rural community in Ohio to the much larger market of Houston, TX. While this seemed like a fantastic opportunity at the time, no one foresaw the financial crisis that crushed their business the following year. They lost everything they had worked for and saved.

Tom then applied his experience and skills to the world of real estate. Starting with nothing, he acquired over 400 rental properties within four years and has since bought and sold hundreds of houses and commercial properties.

In 2014, Tom and Donald Sutton partnered up to create Investor Loan Source (ILS), making private capital available to for fix and flip, buy and hold, and commercial property investments.

Tom’s passion for sharing his knowledge and teaching others how to build wealth through real estate has enabled ILS Legacy Holdings to become widely known for innovative real estate investing techniques and solutions that can create substantial wealth.  He constantly mentors and trains other real estate professionals across the country, speaking at various conventions and mastermind groups in addition to his daily responsibilities as co-leader of ILS Legacy Holdings.

In 2018, Tom and Donald launched ILS Capital Funds as a way to expand their lending volume and allow other passive investors to participate in the lucrative private lending systems they had established.

Tom and his wife of 20 years, Melissa, continue to reside in Texas close to their four adult children and seven grandchildren. Many of their immediate family members work in the family businesses. Tom is an avid hunter and loves to make memories with the family on his exotic game ranch in central Texas.


Donald Sutton

Donald was recruited by a defense contractor right out of Stephen F. Austin University where he graduated Magna Cum Laude with a degree in Applied Mathematics and Computer Science. For the next 5 years, he worked in satellite and missile science for multiple undisclosed US government agencies. His most notable work includes the NORAD defense system’s “war games” missile technology and the satellite system that was used to locate and monitor troop movements for coalition forces during Operation Desert Storm.

After his time with military defense agencies, Donald moved into the private sector as a software engineer working with companies such as Oracle, E-Systems Raytheon, Lockheed Martin, and EMC Greenplum. Over the next 26 years, he managed design teams creating system software for private sector companies and government agencies. It was during this time that he moved back to his hometown area and met his wife, Fredia, of now over 20 years. They have four children, the oldest of which works in the family business.

While working in the corporate world, Donald started investing in rental homes, mobile home parks and apartments as an alternative to the stock market. After a while, he found that passive investing as a private lender was more suited to his busy work and travel schedule. He now boasts more than 20 years experience in private lending.

In 2014, Donald and Tom Berry partnered up to create Investor Loan Source (ILS), making private capital available for fix and flip, buy and hold and commercial property investments.

In 2018, Donald and Tom launched ILS Capital Funds as a way to expand their lending volume and allow other passive investors to participate in the lucrative private lending systems they had established.

Donald's knack for the technical aspects of real estate investing and his highly analytical mind have driven the many business innovations that have supported the outstanding growth Investor Loan Source and ILS Capital have seen over the years.

Donald enjoys serving as a project leader and mentor for the local 4-H and FFA chapters.  His mission is to help others build their wealth and get the highest returns with minimal risk. Donald says success feels best when it is shared.

Management Team

Our vision is to be our client's most valuable asset by creating a wealth management firm that provides relevant solutions with the goal of the client's financial well-being.


Jeff Terrell
Investor Relations Manager


Alexandra Davis
Executive Assistant/Investment Specialist

Our Companies

The group of companies we know today as ILS Legacy Holdings is the natural result of an unwavering focus on meeting the needs of real estate investors.  The journey to where we are now started with our very own initial real estate investments.

We purchased properties. We renovated and sold properties. We quickly noticed our need for innovative tools and solutions that just didn’t exist.  Whether it was a finance partner with some flexibility and independence, a bridge loan to cover a commercial start-up, or educational and mentoring guidance to help us plot a course for success in real estate investing, the help we sought was not available.

We were not alone either.  Other real estate entrepreneurs and investors were also looking for the very same things we were.  We decided to take an active approach and develop the support and systems we all needed to be successful.

What People Say About Us

As an investor in alternative investments,
I look for sponsors with solid reputations and excellent and proven business models. After doing my due diligence, I felt extremely comfortable with ILS and its offerings. I invested a significant amount of capital around two years ago and am highly pleased with the returns, communication, and professionalism the ILS team offers. I look forward to a long-lasting, mutually beneficial relationship with ILS.

-Dr. Tim R

My wife and I are so pleased to be able to invest with ILS Capital. We were fortunate to meet and share a meal with Tom at several Freedom Founders events. His real estate background and the fund's flexibility gave us the confidence to trust him with our investment, and we have never regretted it. Consistent returns above target each year since investing, timely communication, and excellent responses. We highly recommend them to anyone interested in passive real estate investing.

-Randy and Jody T

White ILS Capital Logo Reg

ILS Capital

210 Market Street

El Campo, TX 77437-4513

[email protected]


Disclaimer: This website does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by any entity contained within this site or any other third party regardless of whether such security, product or service is referenced within. Furthermore, nothing in this website is intended to provide tax, legal, or investment advice and nothing in this website should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. We do not represent that the information, products, or services discussed within this website are suitable for any particular investor. Before investing, a prospective investor must read the applicable Fund’s Private Placement Memorandum (PPM) and seek advice from their financial, tax and legal professionals. An investment in the Funds or in notes requires verification of the prospective investor’s status as an accredited investor pursuant to Rule 506(c) promulgated under the Securities Act. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation. ILS Capital® is a registered service mark of ILS Capital LLC

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